FINANCING

You’re much more likely to be approved for Care Credit if you have a credit score of 623 or higher. However, it’s not impossible to get their dental care credit card if you have lesser credit. There have been cases where patients have been approved with scores as low as 600.

Not all dentists let you pay in installments. Talk to your treatment coordinator about spreading out the cost of your treatment.

When deciding on dental care financing, it’s important to weigh your options between dental insurance and flexible payment plans like Cherry Financing, based on your personal dental needs and financial situation. Dental insurance typically covers a broad spectrum of services and might be more economical for comprehensive treatments, but it often includes regular premiums, deductibles, and co-pays. Alternatively, Cherry Financing provides a flexible payment plan, enabling you to spread the cost of dental services over time.

Getting the financial support you need with a low credit score depends on the dental financing options available. Insurance providers often prefer patients with strong credit. Care Credit is generally more flexible and works with individuals who have moderate credit scores. If your score isn’t ideal, your best option is to work directly with us at Nu Dentistry. Alongside potential dental discounts, we can assist you in making your payment plan more manageable through flexible financing and installment options.

If you don’t have dental insurance or if your plan doesn’t cover the full amount of your treatment, there’s no reason to panic over figuring out how to make up the difference up front. Our office is ready to work with you to come up with a payment plan to pay the rest in installments. All you’ll need is a simple down-payment to start, and we’ll space out the other payments to ensure you’re able to make the full amount without any stress or worry.